First State Super Logo


First home super saver (FHSS) scheme

Eligibility requirements

Section: 21.2

You can start making super contributions from any age, but can't request a release of amounts under the First Home Super Saver (FHSS) Scheme until you are 18 years old. To be eligible, individuals must not:

  • Have ever owned property in Australia -includes investment or commercial property, lease of land in Australia, or a company title interest in land in Australia (exceptions may apply in cases of financial hardship)
  • Use FHSS amounts released to purchase:
    • any premises not capable of being occupied as a residence
    • a houseboat
    • a motor home
    • vacant land
  • Have previously received FHSS amounts.

Eligibility is assessed on an individual basis. This means that couples, siblings or friends can each access their own eligible FHSS contributions to purchase the same property. If a person has previously owned a home, it does not preclude other people involved in the purchase from using the FHSS Scheme.

Last modified: Sunday, July 21, 2019