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Transition to retirement

Transition to retirement strategies

Section: 15.6

The term 'transition to retirement' initially referred to the reaching preservation age condition of release. That term is now more closely associated with the strategies that have developed from the ability to access super while still working.

The two most common transition to retirement strategies are:

TTR strategy 1: reduce working hours and top up cash flow with income from a transition to retirement pension, or

TTR strategy 2: continue working, salary sacrifice employment income, and top up cash flow from a transition to retirement pension.

Last modified: Wednesday, May 1, 2019